Hunting for the right house can be tough. What with a fickle economy and a restless culture always introducing yet another must-have and need-this, the criteria for your dream home can get lengthy and complicated.
Before you get into the nitty-gritty details of picking which among the throng is the home for you, decide first whether your lifestyle is more suited to horizontal communities or vertical neighborhoods. Once done, make your next home-hunting steps easier by checking off these eight basic guide questions.
“Can we afford this?”

Money always plays a factor, especially for big decisions. Can you afford your dream home? Look beyond the price listing. After the down payment and mortgage monthlies, consider the taxes, utilities, maintenance, association dues, and other miscellaneous expenses your house of choice will bring in.
“Is this a good floor plan?”

Whether you’re building a new home from scratch or shopping for an existing unit, consider the floor plan a non-negotiable. Settling on a house now only to overhaul everything later on is not only a substantial, if unnecessary, expense, but it is also remarkably time-consuming.
“What are our absolute must-haves (and must-not-haves)?”

Speaking of non-negotiables, keep in mind what makes a house a home for you. Sometimes, the smallest things make the biggest difference between a house in which to simply live and a home in which to grow and flourish. Consider things like the noise of traffic, the view, etc. This is one of the things you must tell your real estate agent upfront.
“Who’s next door?”

In populous places like Metro Manila, neighbors are a fact of life. When deciding whether to get a lovely house in a neighborhood that doesn’t sit well with you, or a passable home in a great community, it’s better to go for the latter. The right neighborhood can mean good socializing opportunities—as well as feeling comfortable, even safe, to come home.
“Do we need this much space?”

Time was when a bigger house meant better living, but with the rise of condominiums came the shift in priorities. Homes now are less about the square feet and more about the lifestyle. How well do they cater to your needs and wants? Go beyond a house’s square footage, and check what else it offers—proximity to urban centers, conveniences and amenities, upkeep and potential, etc.
“How do we want to live?”

Home-hunting is about living in the present while making allowances for the future. For instance, your future home can be a peaceful oasis for your little ones, well away from the city bustle, but will still have easy access to the urban centers for when they eventually venture into the world.
“Do we really want to live here?”

The ultimate question that you, the home-hunter, must answer is: when all is said and done, do you actually want to be in your house of choice? American realtor Pat Trainor via Forbes Magazine advises: “Notice how you respond [to the house]—and trust your reactions,” be they good or bad. If you can already and easily imagine yourself moving into the home, Trainor says it’s a good indication that the house is a great fit.
Bonus: “Should I buy this now?”

House-hunting is a check-your-gut matter. If you’re deciding whether to buy immediately or put off the purchase, follow your heart. If everything checks off and your instincts give the go-signal, no need to procrastinate (particularly with an active market). But if you’re nursing some doubts, it’s better to sleep on it first, then decide once your heart and mind are in accord.
The right house ticks off the right requirements. You can afford it. The floor plan is good. It meets your non-negotiables. The neighborhood is decent. The space is just right. You sincerely want to live in it. It matches your lifestyle. Above all, your decision to get it was not rash. Ultimately, for a house to be right, it needs to feel right.
Find your future home with Filinvest. Futura by Filinvest offers midrise and horizontal communities in key locations nationwide. Built with our signature Buhos Tibay quality seal, Futura’s smart value homes can make the Filipino dream of owning a home a reality.
This is part 2 of the Home-Hunting Series, a string of blogs and posts dedicated to helping you find your dream home. For more information on smart-value horizontal communities and vertical neighborhoods, visit Futura by Filinvest and sign up for the newsletter.





